1. Is your home your primary residence? (Yes/No)
2. Is the amount you owe on your first mortgage equal to or less than $729,750? (Yes/No)
3.  Are you having trouble paying your mortgage? For example, have you had a significant increase in your mortgage payment OR reduction in your income since you got your current loan OR have you suffered a hardship that has increased your expenses (like medical bills)? (Yes/No)
4. Did you get your current mortgage before January 1, 2009? (Yes/No)
5. Is your payment on your first mortgage (including principal, interest, taxes, insurance and homeowner’s association dues, if applicable) more than 31% of your current gross income? (Yes/No)

*This survey can help you determine if you are eligible, but only the servicer of your loan can tell you if you qualify. To qualify, you will generally need to show that you have adequate income to make the reduced payments on an ongoing basis and that modification is an appropriate option given the characteristics of your mortgage and the value of your home.

Premier Foreclosure Help and Debt-Relief Professionals

Millions of home owners are struggling now to make their house payments, while many more people are feeling insecure about their employment and their ability to pay their creditors. As a result, a team of professionals have joined forces to provide foreclosure help and debt relief options to individuals struggling now financially. 

At REED & PEARSON, LLC our professional team provides our clients with several legal remedies to stop foreclosures, including loan modifications and short sales.

Let our team of professionals evaluate your options to strategize ways to avoid foreclosure, reduce your debt, and protect your assets.  And if you feel now is the time to talk to a professional, contact REED & PEARSON, LLC for a free consultation.

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888.400.1786